Oxford Bank & Trust hereby publishes the following terms and conditions for User’s use of the Internet Banking System.  Oxford Bank & Trust reserves the right to modify these terms and conditions at any time, effective upon publication.  User’s use of the Internet Banking System constitutes agreement to these terms and conditions and any modifications thereof.

  • User agrees that the following uses of the Internet Banking System are strictly prohibited.  User agrees to indemnify, hold harmless, and defend Oxford Bank & Trust from and against any and all claims, actions, suits, judgments and expenses (including court costs and reasonable fees of attorneys, accountants and expert witnesses) at User’s sole expense, arising from User’s failure to abide by these restrictions on use of the Internet Banking System.
    • Unauthorized communication of any charge or credit-card information belonging to any other person or entity;
    • Unauthorized communication of any information concerning any password or other on-line access number, code, or identification of any other proprietary information belonging to any other person or entity;
    • Use of the Internet Banking System to copy or to distribute or transmit copies of copyrighted materials belonging to any other person or entity is permitted only to the extent that the owner has provided express permission to the User permitting such activity.  Copying or distribution or transmitting copyrighted materials other than with permission as specified above is expressly prohibited.
    • Communicating any obscene or defamatory information including but not limited to on bulletin boards or in conjunction with E-mail; or
    • Use of the Internet Banking System in violation of any telecommunication, postal, or other local laws or regulations of the User’s country of origin or of the United States or in furtherance or in the commission of any crime or other unlawful or improper purpose.
    • OXFORD BANK & TRUST AND ITS SUPPLIERS MAKE NO WARRANTIES OR REPRESENTATIONS OF ANY KIND WITH RESPECT TO THE INTERNET BANKING SYSTEM, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO MERCHANT ABILITY OR FITNESS FOR PARTICULAR PURPOSE AND NEITHER OXFORD BANK & TRUST NOR ITS SUPPLIERS NOR ANYONE ELSE WHO HAS BEEN INVOLVED IN THE CREATION, PRODUCTION OR DELIVERY OF THE SERVICES ASSUME ANY RESPONSIBILITIES WITH RESPECT TO USER’S USE THEREOF.  NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY OXFORD BANK & TRUST OR ITS SUPPLIERS OR ANY OF THEIR EMPLOYEES SHALL CREATE A WARRANTY OR IN ANY WAY INCREASE THE SCOPE OF THIS WARRANTY, AND USER MAY NOT RELY ON ANY SUCH INFORMATION OR ADVICE.  THE FOREGOING CONSTITUTES OXFORD BANK & TRUST’S SOLE AND EXCLUSIVE LIABILITY TO USER WITH RESPECT TO USER’S USE OF THE INTERNET BANKING SYSTEM.
    • Any cause of action concerning the Internet Banking System under this Agreement must be commenced within one year after such cause of action has occurred.

 

  • User further agrees:
    • Transmission of confidential business and sensitive personal information is at Customer’s sole risk;
    • Transfer requests received after 7:00 P.M. Central Time may be processed on the following business day; 
    • Oxford Bank & Trust reserves the right to monitor and review transmissions on-line and in storage, and to remove or reject any material which Oxford Bank & Trust, at its sole discretion, believes may be unlawful or objectionable, without prior notice to User;
    • Oxford Bank & Trust is currently providing this service free of charge, limited to one Internet Banking User ID per household.  Oxford Bank & Trust may begin charging for this service with at least 30 days prior notice.  For each additional Internet Banking User ID per household, I understand the following charges will apply:  $5.00 per month and $0.35 per bill payment.
    • When you accept the terms and conditions of this Agreement, you agree not to give or make available your passcode or other means to access your account to any unauthorized individuals.  You are responsible for all transfers and Bill Payments you authorize using the Service.  If you permit other persons to use the Service, your passcode, or other means to access your account, you are responsible for any transactions they authorize.  If you believe that your passcode or other means to access your account has been lost or stolen or that someone may attempt to use the Service without your consent or has transferred money without your permission, you must notify us at once by calling (888) 806-3803.  You can also contact us by sending a secure message through the Service.  If you or your Authorized users disclose your Passcode to anyone, and/or if you allow someone to use your Passcode to access your accounts, you are authorizing them to act on your behalf and you will be responsible for any use of the Service by them (e.g., such as when you provide this information to a joint account holder, an employee, and/or an aggregation service provider).


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